:root {
  --navy: #0a174b;
  --navy-2: #2b3a7a;
  --accent: #f5b400;
  --ground: #f5f7fb;
  --line: #e3e7ef;
  --text: #0a174b;
  --muted: #4b5266;
  --muted-2: #6b7280;
  --on-dark-muted: #c3c9de;
  --display: "Plus Jakarta Sans", system-ui, sans-serif;
  --body: "Source Sans 3", system-ui, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--body);
  font-size: 17px;
  line-height: 1.6;
  color: var(--text);
  background: #fff;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; height: auto; }
a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--navy-2); }
h1, h2, h3 { font-family: var(--display); margin: 0; letter-spacing: -0.015em; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
button { font: inherit; }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 3px; }

.container {
  width: min(100% - 40px, 1248px);
  margin-inline: auto;
}
@media (min-width: 900px) {
  .container { width: min(100% - 96px, 1248px); }
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: #fff;
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  min-height: 72px;
}
.brand img { height: 28px; width: auto; }
.nav-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  background: transparent;
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--navy);
  cursor: pointer;
}
.site-nav {
  display: none;
  flex-direction: column;
  gap: 4px;
  width: 100%;
  padding: 8px 0 16px;
  font-family: var(--display);
  font-size: 16px;
  font-weight: 600;
}
.site-nav.is-open { display: flex; }
.site-nav > a { padding: 12px 4px; }
.site-nav > .btn { margin-top: 8px; }
@media (min-width: 900px) {
  .header-inner { min-height: 88px; flex-wrap: nowrap; }
  .brand img { height: 34px; }
  .nav-toggle { display: none; }
  .site-nav {
    display: flex;
    flex-direction: row;
    align-items: center;
    gap: 40px;
    width: auto;
    padding: 0;
    font-size: 15px;
  }
  .site-nav > a { padding: 0; }
  .site-nav > .btn { margin-top: 0; }
}
@media (max-width: 899px) {
  .header-inner { flex-wrap: wrap; }
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 54px;
  padding: 0 28px;
  border-radius: 8px;
  border: 2px solid transparent;
  font-family: var(--display);
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  transition: background-color .15s, color .15s, border-color .15s;
}
.btn-primary { background: var(--navy); color: #fff; }
.btn-primary:hover { background: var(--navy-2); color: #fff; }
.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; }
.btn-accent { background: var(--accent); color: var(--navy); min-height: 48px; padding: 0 26px; }
.btn-accent:hover { background: #e0a500; color: var(--navy); }

/* Eyebrow */
.eyebrow {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--navy-2);
}
.eyebrow-bar { display: inline-block; width: 36px; height: 3px; background: var(--accent); border-radius: 2px; }
.eyebrow-accent { color: var(--accent); }
@media (min-width: 900px) { .eyebrow { font-size: 13px; } }

/* Hero */
.hero { background: var(--ground); padding: 56px 0; }
.hero-grid { display: grid; gap: 40px; }
.hero-copy { display: flex; flex-direction: column; gap: 24px; }
.hero h1 { font-size: clamp(38px, 6vw, 68px); font-weight: 800; line-height: 1.06; letter-spacing: -0.02em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 4px; }
.hero-actions .btn { flex: 1 1 200px; }
.hero-panel-wrap { position: relative; }
.hero-panel-shape {
  position: absolute;
  top: -20px;
  right: -12px;
  width: 140px;
  height: 140px;
  background: var(--accent);
  border-radius: 24px;
  transform: rotate(12deg);
}
.hero-panel {
  position: relative;
  padding: 28px 28px 8px;
  background: var(--navy);
  color: #fff;
  border-radius: 16px;
  box-shadow: 0 24px 48px rgba(10, 23, 75, .18);
}
.panel-label {
  font-family: var(--display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--accent);
  padding-bottom: 12px;
}
.panel-row {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 18px 0;
  border-top: 1px solid rgba(255, 255, 255, .14);
  color: #fff;
}
.panel-row:hover { color: var(--accent); }
.panel-row span { display: flex; flex-direction: column; gap: 2px; }
.panel-row strong { font-family: var(--display); font-size: 19px; font-weight: 700; }
.panel-row small { font-size: 15px; color: var(--on-dark-muted); }
@media (min-width: 900px) {
  .hero { padding: 96px 0; }
  .hero-grid { grid-template-columns: 7fr 5fr; gap: 64px; align-items: center; }
  .hero-actions .btn { flex: 0 0 auto; }
  .hero-actions .btn-primary { padding: 0 34px; min-height: 58px; }
  .hero-panel { padding: 36px 36px 12px; }
  .hero-panel-shape { top: -24px; right: -24px; width: 160px; height: 160px; }
}

/* Sections */
.section { padding: 64px 0; }
@media (min-width: 900px) { .section { padding: 104px 0; } }
.section-head { display: grid; gap: 14px; margin-bottom: 36px; }
.section-head h2 { font-size: clamp(30px, 4vw, 46px); font-weight: 800; line-height: 1.1; }
.lead { font-size: 18px; line-height: 1.6; color: var(--muted); }
@media (min-width: 900px) {
  .section-head { grid-template-columns: 7fr 5fr; gap: 32px; align-items: end; margin-bottom: 52px; }
  .section-head .eyebrow { grid-column: 1 / -1; margin-bottom: -8px; }
}

/* Cards */
.cards { display: grid; gap: 16px; }
.card {
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding: 28px;
  background: var(--ground);
  border-radius: 16px;
}
.card-icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--accent);
  border-radius: 14px;
  color: var(--navy);
}
.card h3 { font-size: 24px; font-weight: 700; line-height: 1.2; }
.card p { color: var(--muted); }
.checks { display: flex; flex-direction: column; gap: 10px; font-weight: 500; }
.checks li { display: flex; gap: 10px; align-items: flex-start; }
.checks li::before {
  content: "";
  flex: 0 0 18px;
  width: 18px;
  height: 18px;
  margin-top: 4px;
  background: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a174b' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><path d='M5 12l5 5L20 7'/></svg>") no-repeat center / contain;
}
@media (min-width: 900px) {
  .cards { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 28px; }
  .card { padding: 40px; }
  .card-icon { width: 64px; height: 64px; border-radius: 16px; }
  .card h3 { font-size: 26px; }
}

/* Dark section: steps */
.section-dark { background: var(--navy); color: #fff; }
.section-dark .lead { color: var(--on-dark-muted); }
.steps { display: grid; gap: 12px; counter-reset: step; }
.step {
  display: grid;
  grid-template-columns: 48px 1fr;
  column-gap: 18px;
  row-gap: 6px;
  padding: 20px 22px;
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: 14px;
}
.step-no { grid-row: 1 / span 2; font-family: var(--display); font-size: 30px; font-weight: 800; line-height: 1; color: var(--accent); }
.step h3 { font-size: 20px; font-weight: 700; }
.step p { color: var(--on-dark-muted); font-size: 16px; }
@media (min-width: 900px) {
  .steps { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
  .step { display: flex; flex-direction: column; gap: 16px; padding: 32px 28px; border-radius: 16px; }
  .step-no { font-size: 44px; }
  .step h3 { font-size: 22px; }
}

/* Contact */
.contact-grid { display: grid; gap: 32px; }
.contact-copy { display: flex; flex-direction: column; gap: 18px; }
.contact-copy h2 { font-size: clamp(28px, 3.6vw, 44px); font-weight: 800; line-height: 1.1; }
.contact-card {
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding: 28px;
  background: var(--ground);
  border-radius: 16px;
}
.contact-item { display: flex; flex-direction: column; gap: 8px; }
.contact-item + .contact-item { padding-top: 18px; border-top: 1px solid var(--line); }
.label {
  font-family: var(--display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--navy-2);
}
.hint { font-size: 14px; color: var(--muted-2); }
.contact-link { font-size: 18px; font-weight: 600; }
.contact-text { font-size: 17px; }
.phone-slot .btn { width: 100%; }
.phone-link {
  display: inline-flex;
  align-items: center;
  min-height: 52px;
  font-family: var(--display);
  font-size: 26px;
  font-weight: 700;
}
@media (min-width: 900px) {
  .contact-grid { grid-template-columns: 6fr 5fr; gap: 64px; align-items: center; }
  .contact-card { padding: 36px; }
  .phone-slot .btn { width: auto; }
  .phone-link { font-size: 28px; }
}

/* Footer */
.site-footer { background: var(--ground); border-top: 1px solid var(--line); padding: 40px 0 32px; }
.footer-grid { display: grid; gap: 24px; font-size: 14px; color: var(--muted); }
.footer-brand { display: flex; flex-direction: column; gap: 12px; }
.footer-brand img { height: 28px; width: auto; align-self: flex-start; }
.footer-col { display: flex; flex-direction: column; gap: 6px; }
.footer-col a { font-size: 15px; }
@media (min-width: 900px) {
  .site-footer { padding: 48px 0 40px; }
  .footer-grid { grid-template-columns: 4fr 5fr 3fr; gap: 32px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .btn { transition: none; }
}